No One Loves
Pensioners Like We Do.
Because you've given your best, we're here to give you peace of mind — with pension-friendly loans that require no collateral, offer low interest, and come with a simple, stress-free process made just for you.
No one understands the needs of pensioners quite like us. Our commitment to providing financial support to retirees without the hassle. With Padi, pensioners find reliable assistance, minimal interest rates, and a team dedicated to their well-being. Let us be your trusted companion through retirement.
No one understands the needs of pensioners quite like us. Our commitment to providing financial support to retirees without the hassle. With Padi, pensioners find reliable assistance, minimal interest rates, and a team dedicated to their well-being. Let us be your trusted companion through retirement.
Here's why we are the ultimate choice for affordable loans to pensioners
Loans Tailored to Your Pension
We offer loans based on your monthly pension — no guesswork. Use our loan calculator to check how much you qualify for and how long repayment will take.
No Collateral Required
Skip the stress of providing collateral. All we need are a few basic documents like your bank statement — it’s fast, simple, and secure.
Low Monthly Interest Rates
Enjoy interest rates as low as 4% per month — with no hidden fees. With rates this low, more of your money stays with you.
24/7 Human Support
Have a question or need help? Our friendly customer support team is here for you anytime — just a call or message away.
We Genuinely Care
This isn’t just about loans. It’s about standing by you when it matters most. Through our extra services, we’re committed to making life better for every pensioner.
Are You Eligible?
You're eligible for a PADI loan if you can provide the following:
You’re in good company
Penaid was introduced to our Unilag sector by a vibrant and intelligent group. With Penaid's support, I established my fishpond business despite our low earnings as senior citizens. I highly recommend Penaid to the masses because it stands for the people. It's not for the oppressors; it's for the weak masses, the retired, not tired.
Sanni Babatunde (aka Lobito)
I became acquainted with Penaid through a fellow pensioner who has benefited from their services. Operating a private school, I faced challenges obtaining loans from traditional banks due to high-interest rates and stringent conditions. Thanks to Penaid, I have taken loans multiple times to develop my school. Their minimal interest rates and lack of collateral requirements have benefited many pensioners like myself. I appreciate Penaid for their support and commitment to serving pensioners.
Lawal Gbadero
I operate renter services, and I recently took a loan from Penaid to purchase additional chairs for my business. This business has been instrumental in providing for my family's needs, and I have benefited from Penaid's support multiple times, with the business still flourishing. Penaid, you are our hope, and I trust in the work you are doing.
Mr. Goodluck Olatunji
It's been a blessing to discover Penaid, as it has resolved numerous challenges for retirees like myself. I've personally benefited from Penaid's support. The staff, mostly young and vibrant, have done an exceptional job in caring for the elderly. I commend them for their efforts and extend my gratitude.
